A woman holds U.S. tax documents with a blurred background, implying focus on paperwork.

Four bailiff firms. One city. Is Bradford’s council-tax enforcement crossing a line?

Bradford Council is using four external bailiff companies — CDER Group, Jacobs, Newlyn and Marston — to pursue council-tax arrears. Once a case is passed out, statutory fees stack fast and visits escalate stress for households already in crisis.

Bradford Council

The human reality behind “enforcement”

The moment your debt is referred to an enforcement agent, fixed fees kick in: £75 (Compliance), then £235 + 7.5% over £1,500 if they visit, and £110 + 7.5% if goods are removed/sold. These charges are set nationally — but they land on families, not on the council.

Legislation.gov.uk

Bradford’s own figures show external enforcement is ramping up

External “first knocks at the door” rose from 1,486 (2022/23) to 3,102 (2023/24) and 5,006 (2024/25). Meanwhile external compliance notices jumped from 3,692 → 5,210 → 7,146. That’s a lot more pressure arriving on doorsteps.

Bradford Council

And yet, goods being actually sold are rare

Just 1 case in 2023/24. The stress and fees are real long before anyone takes property away.

Bradford Council

Four firms on the books — but to what end?

Bradford confirms it works with CDER, Jacobs, Newlyn and Marston. The council also publishes totals collected by external agents: £521,385 (2020/21) → £657,704 (2021/22) → £419,050 (2022/23) → £439,054 (2023/24) → £559,000 (2024/25). Those are big sums paid under pressure. The question is whether running multiple national contractors side-by-side is proportionate for Bradford — and whether the outcomes justify the human cost.

Bradford Council

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Context that makes this harder to swallow

Bradford is operating under Exceptional Financial Support (capitalisation) — an emergency measure that effectively borrows against the future to plug today’s gaps. Residents are being pushed through high-stress enforcement while the council itself relies on extraordinary financial rescue.

Bradford Council

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What we want Bradford to explain, in public

Why four firms? What’s the evidence that splitting cases across multiple bailiff companies improves outcomes for residents (not just collections)? Publish the business case.

Bradford Council

Full quarterly KPIs: external vs internal cases; visits, fees added, arrangements agreed, cases paused for vulnerability, and complaints — firm by firm. (The council already publishes headline volumes; now show the outcomes.)

Bradford Council

Proportionality & vulnerability rules: what must an agent do before a visit? When must a case be paused? Where’s the independent audit?

Value for money: compare external collections (including fees residents pay) with in-house resolution focused on early engagement and payment plans.

Fast facts (for your sidebar)

Bailiff firms used: CDER Group, Jacobs, Newlyn, Marston (official Council list).

Bradford Council

Statutory fees (national): £75 compliance; £235 + 7.5% enforcement; £110 + 7.5% sale.

Legislation.gov.uk

External activity rising: 1,486 → 3,102 → 5,006 external first-visit cases over the last three financial years. External compliance notices 3,692 → 5,210 → 7,146.

Bradford Council

External cash collected: £521k → £658k → £419k → £439k → £559k (2020/21–2024/25).

Bradford Council

Goods sold: just 1 case in 2023/24 — proving pressure and fees bite long before any sale.

Bradford Council

Council finances: operating on Exceptional Financial Support.

Bradford Council

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If this is happening to you

Act before a visit: write with an affordable plan and ask for a 30-day pause while affordability/vulnerability are assessed.

At the door: you don’t have to let them in; keep communications in writing and ask for a fee breakdown.

If things escalate: use our Stop the Sale pack to ask the court to attach conditions (e.g., no order for sale if you keep to a plan) and to scrutinise legal costs.

Download help now:

Stop the Sale — Home Protection Pack (ZIP)